Find the official route to receive prescreened offers again

The official service offers Opt-In for people who previously opted out and want to be eligible for firm offers again. Use that option on OptOutPrescreen. Rejoining a marketing list is separate from applying for a credit card, loan or insurance policy.

By Junk Mail Magic. Updated October 2, 2026.

Reach the service and read the option

Open the official OptOutPrescreen site, using its link below or the FTC’s prescreen guidance.
Choose the stated Opt-In option for a previous opt-out. The service describes this route for earlier online, phone and bureau requests.
Read the current instructions and submit your own information through the official process. A bureau must be able to locate your file for it to become eligible for firm-offer lists.
Keep the confirmation and date with your preference records, separate from any applications you later make.

Keep the confirmation apart from applications

Opt-In makes a matched credit file eligible for inclusion on the participating bureaus’ firm-offer lists. It does not promise that a particular lender will send an offer, that offers will arrive immediately, or that an application will be approved.

Check your earlier record if you are unsure whether you opted out at all; the FAQ says people who never opted out do not need to opt in. Preferences you gave individual advertisers are separate records to review with those senders.

Private worksheet

Example for your own use. Replace the bracketed details and review what you share.

Private Opt-In record Earlier election: [five-year / permanent / unsure] Earlier confirmation located: [yes / no] Official Opt-In instructions reviewed on: [date] Request completed on: [date or not yet] Confirmation kept at: [private location] Separate advertiser preference to review: [company or none] No account numbers or identity identifiers in this worksheet.

Check the first offers

Record the completed preference change and keep its confirmation. If you later decide that you do not want covered prescreened offers, return to the official service to consider its opt-out options again.

Official sources

Does stopping prescreened mail affect your credit score?Choose five-year or permanent prescreen opt-out Handle bank promotions after prescreen opt-out Reach the prescreen opt-out without using a mailer QR code Credit-offer controls All practical mail guides

Choose the route that matches the mailing

Use the official route described in this guide for this kind of mail. For a separate ordinary advertisement, Junk Mail Magic can help prepare a sender-specific removal request.

Compare removal routes